Commonly Asked Questions
How much money can I borrow?
The loan amount that a lender or lending partner may offer you depends on various factors, such as your state of residence and applicable legal restrictions, as some states may prohibit certain types of loans. Within our network, many lenders or lending partners provide loans ranging from $1,000 to $50,000.
How is my confidential information protected?
We use industry-standard security measures and advanced encryption technology to safeguard your personal information. Your data is securely transmitted and stored through encryption. For more details, please refer to our privacy policy.
How long does this process take?
Completing our secure online form takes only a few minutes. Once we receive your information, we’ll promptly start matching you with a lender or lending partner. You can expect a response from one of our partners within minutes, with final approval and funding usually completed within 24 to 48 hours.
Important Disclosures. Please Read Carefully.
If you're experiencing significant financial difficulties, you may want to consider exploring alternative options or seeking professional financial advice.
This website uses Site Visit Recordation Technology to track site visits, including third-party tools like Jornaya’s LeadiD. By submitting your information on this site, you consent to the use of these tracking technologies.
Please be aware that the owner of this website is not a lender and is not affiliated with any lender. We do not process loan applications, make credit decisions, or engage in lender-related activities such as arranging, brokering, underwriting, funding, or collecting payments. Submitting your information is merely a request to connect with financial service providers who can assist you with your financial needs. These providers will handle your credit application, verify your information, and make their own credit decisions.
Our services are administrative and often referred to as "lead generation," provided at no cost to you. Lenders and financial service providers pay a fee to connect with consumers seeking financial services, typically through a bidding system similar to Google AdWords, where the highest bidder is matched with the consumer.
In some cases, you might have the option to connect with a tribal lending enterprise (TLE). TLEs are regulated by tribal and specific federal laws, but not by state laws, including usury limits. If you connect with a TLE, be aware that their rates and fees may be higher than those of state-licensed lenders. Additionally, TLEs may require you to agree to dispute resolution under tribal jurisdiction. It is important to carefully read and understand the terms of any loan offer, whether from a tribal or state-licensed lender, and to reject any offer that you cannot afford or that includes unfavorable terms.
By submitting your information on this website, you authorize the site owner and its network of lenders to perform a credit check. This may involve verifying your social security number, driver's license number, or other forms of identification, as well as assessing your creditworthiness. Credit checks are generally conducted by major credit bureaus such as Experian, Equifax, and TransUnion, but may also include alternative bureaus like Clarity or DataX. Additionally, you consent to the sharing of your information and credit history with the website’s network of lenders and other service providers.
Disclosure of Terms by Lender or Lending Partner
When a lender approves your loan, they are legally required to provide a detailed breakdown of all fees and rate information, including any potential late payment fees. They must also outline the terms for refinancing, renewing, or rolling over the loan, if applicable. Fees and interest rates are determined solely by the lender or financial service provider based on their internal policies, underwriting criteria, and relevant regulations. This website does not influence or have knowledge of the specific terms of the loan offered to you.
Impact of Late Payments on Your Credit Score
Be aware that missed or late payments can negatively affect your credit score. To protect your credit history, ensure you agree to loan terms that you can afford to repay. If you foresee difficulties in making a payment on time, contact your lender immediately to explore alternative payment options.